Finance Department

Open Today! Sales: 9am-9pm

Call us at: 762-499-0199

We’re Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don’t need is a long-drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few minutes of your time and a few personal details which we do not share.

It’s really that easy. Get started today.

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

What you need to bring with you:

  • Valid Driver’s License
  • Proof of Insurance
  • Proof of Income
  • Proof of Residence
  • Proof of Phone Number

In some cases, you may be asked for additional information. We’ll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

How Is Your Credit?

Before applying for credit, it’s always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Effecting Your Credit Score
Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.
To learn your credit score you can contact the three main credit reporting agencies:

Experian: www.experian.com; (888) 397-3742

Equifax: www.equifax.com; (800) 685-1111

TransUnion: www.transunion.com; (800) 916-8800

 

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we’ll tell you what you can expect to pay each month. Whatever your credit situation and budget, we’ve got a car for you at a payment you can afford.

It’s easy. It’s quick. It’s safe. Get started today.

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Contact Us

762-499-0199

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4735 Atlanta Hwy • Athens, GA 30606

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Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

Nissan of Athens 33.940096, -83.498763.